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What is UTAPS?

Students who apply for OSAP and receive the maximum loan amount may qualify for a University grant if OSAP's assessment of their need exceeds the maximum loan amount. This grant - part of the University of Toronto's Advance Planning for Students program (UTAPS) is non- repayable. Students are automatically considered for UTAPS if they apply for OSAP.

Out-of-province students who have applied for government assistance are also eligible for UTAPS but must contact Enrolment Services, 172 St. George St. to fill out an application. If you wish to get an estimate of the UTAPS amounts you are likely to receive please go to the University of Toronto Financial Aid website.

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