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What is UTAPS?

Depending on your program and year of study, students who apply for OSAP and receive the maximum loan amount may qualify for a University grant if OSAP's assessment of their need exceeds the maximum loan amount. This grant - part of the University of Toronto's Advance Planning for Students program (UTAPS) is non-repayable. Students are automatically considered for UTAPS if they apply for OSAP.

Full-time students receiving the maximum amount of other provincial/territorial government student aid, or First Nation’s band funding, but whose funding doesn’t cover all of their university costs may be considered for assistance through the University of Toronto’s Financial Aid/UTAPS programs for out of province students.

Please review the eligibility requirements and complete an application on the Enrolment Services website:  http://future.utoronto.ca/finances/financial-aid/university-toronto-advance-planning-students-utaps


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